Our Products

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Our Loan Features

Loan Tenures

Our loan tenures range from 1 to 24 months.

Loan Amount

Loan amounts from R500,00 to R100 000,00.

Tailor Made

Tailor-made products to meet the needs of our clients.

Business Loan Types

 This facility is a security-backed loan that is open to all small to medium enterprises that are duly incorporated and registered with Companies and Intellectual Property Commission (CIPC) and have evidence reputable companies.

Order Financing

SMEs who have orders with
established corporates can receive
short-term credit of 30 to 90 days
to enable them to fulfill their supply contractual obligation.

Invoice Discounting

SMEs that have already supplied goods
and services to corporates and wish
to get an advance against
the amount payable by the corporate
to meet their short-term needs.

Terms Loans

SMEs with proven track records
and regular cash flow from
servicing reputable corporate organizations
may qualify for a short-term working
capital loan ranging from 1 to 12 months.

 The above products are available to SMEs who provided services/ goods to established corporates who have signed memorandum of understanding with FFS to facilitate payment of FFS loan repayments directly from the off-taker.

Personal Loan Types

We provide short-term loans to individuals who are in employment of have proof of regular income. This types of facilities can be issued to individuals requiring funding to meet emergency needs which may include medical bill, school fees, acquiring assets, building or expanding your home and many other unforeseen expenses.

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Instant Salary Advances

Flexible Financial Services (FFS) provide
short-term credit facilities to
individuals in formal employment.
We offer superior services with a short turnaround time.
The procedure is straightforward in addition funds
are disbursed within the short turnaround
time of 60 minutes or less upon successful completion of the application form

The funds are collected at the end of the month through Debi check payment system.
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Personal Credit Corporate Payroll

Flexible Financial Services provides
short-term loan credit facilities
to employees of companies that enter
into a memorandum of understanding (MOU)
for payroll deduct loans with FFS.
We offer superior service with a short turnaround time. The process is simple, and funds are disbursed within 24 hours of a complete application being reviewed. The funds are collected via monthly payroll deductions from the employer company.

Apply Online

Streamline your application by applying online and uploading all required documents.

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